Co-Pay versus No Pay Health Care Insurance

Released on: May 24, 2008, 5:44 am

Press Release Author: Benepath.com

Industry: Law

Press Release Summary: Many consumers are unaware of the differences between
benefits and insurance. Who actually pays for your doctor visits?

Press Release Body: There\'s a distinct difference between a co-pay health care
situation with an employer and one where an individual needs to pick up the doctor\'s
bill on their own. The distinction lies in the definition of what co-pay really
means. Co-pay is actually considered to be a \"benefit\" and not insurance. The
\"benefit\" is given to an employee by the employer as a perk for working at that
particular company.

If the employee leaves the company, that employee is then responsible for obtaining
their own health care insurance. Since they have been accustomed to the co-pay
benefit, many think this is a type of insurance they can buy. While it is a type of
insurance that is available, the deductibles are very high and the cost of having
that kind of insurance is, in most cases, prohibitive for an individual. It is
usually corporations and other larger firms that have this kind of insurance in
place.

What type of insurance is usually required in the case of an individual or family
who would like something like a co-pay situation they used to have? The answer is
the type of insurance that best suits their needs and particular circumstances.
This is where a good health care insurance company comes into the picture. Make sure
it\'s a company in your area that has a handle on the local healthcare scene and the
capability to walk you through the various alternatives.

Those changing from one kind of insurance to another often find themselves in a bind
because their expectations of what they will get are not in line with what they can
afford or qualify for. Talking to a health care insurance agent in your state is
the fastest way to find answers and affordable options for the reality of your
present circumstances.

Benepath.com can provide you with common sense health care insurance at rates suited
to your particular lifestyle. Obtain a no-obligation quote from them online or by
contacting them directly at 1-888-423-6437 or 1-888-4BENIES

To learn more, visit http://www.benepath.com



Web Site: http://www.benepath.com

Contact Details: Adviatech Corp., PR for benepath.com
9280 Bay Plaza Blvd Suite 706
Tampa, FL 33619
1.813.600.3017

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